About Enjay
Finance

Who Are We?
 
Enjay Finance started in 2008. Partners with deep expertise in debt support and claims management established the company. Since our launch, we have successfully helped thousands of people resolve severe debt issues. Furthermore, we routinely recover substantial amounts of money from lenders and brokers for our clients.
Why Are We Different?
We are not a standard firm of solicitors offering typical no-win, no-fee claims. Similarly, we refuse to act as a middleman that simply processes standard paperwork while pocketing a generous fee.
 
Instead, our team possesses decades of hands-on experience regarding the internal processes and strategies of financial institutions. We completely master the professional tools required to create the best legal outcomes for you. Consequently, when we recommend a debt or claim strategy, we hold very high confidence in its ultimate success.

Our business model prioritises a friendly and deeply personal approach. We intentionally take the time to get to know you, just as you get to know us. Because of this commitment, we always treat you as a valued customer rather than a simple reference number.

Our professional advisors bring over 18 years of active practice within the financial services industry. Currently, they work directly with creditors, lenders, and brokers to negotiate optimal solutions. They will always handle your unique situation in complete, ironclad confidence. Additionally, we offer all guidance with absolutely no future obligation on your part.

At Enjay, we recognise that sudden life changes can trigger immediate financial hardship. For example, losing a job, experiencing a family bereavement, or navigating a relationship breakdown can overwhelm anyone. Likewise, facing too many creditors at once creates immense stress.

Regarding financial claims, complex and daunting paperwork often discourages clients from pursuing the money lenders owe them. Therefore, our team removes this heavy burden entirely. Indeed, we remain totally committed to improving your day-to-day living standards. As a result, we always maintain an honest, professional manner toward you, your creditors, and your debtors.

10,000+

Clients

100%

Success Rate

18

Years of Practice

Welcome to Enjay Finance

Our workplace culture blends high-level expertise with a relaxed, accessible atmosphere. Ultimately, we know that our clients deeply appreciate our team for this genuine human touch. Listen to Nico and John talk about our culture.

For more videos explaining our approach to Debt & Claims, check out our YouTube Channel

Visit Youtube Channel

Meet Our Leadership Team

With over 60 years of combined financial services experience, we have nurtured the Enjay team with the skills and knowledge to succeed in the most complex debt, and claim situations.

Nico Ragavelas

Co-Founder and Director of Debt Management

John Miller

Co-Founder and Director of Claims Management